Car Loan & Vehicle Loans from 4.29% pa

Our Car Loan Broker Service

Get the Car Finance You Deserve

Wondering if you can get a great rate car loan and save on the high dealer car finance fees?  Our expert car loan brokers will compare the most competitive car loans and find the best car finance option for you whether for personal or business use. Simply give us a call or book online and find out your options before heading to buy your car. See what we offer our clients.  

 

1. Best Car Loan - We find the cheapest rate car loans

2. Huge range - We compare from 20+ specialist car loan lenders

3. Flat Fee - We charge $500 flat for the car loan and that's it.

4. Quick Funding - In most cases within 24 hours once lodged.

5. Dealer or Private - You choose which is the best option for you

Want to get the best rate car loan for personal or business use?

Supporting clients with a great car loan

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Suncorp

Fixed rate first home buyer

Interest Rate

2.55%

Comparison Rate

2.55%

Application Fee

mixed

Ongoing Fee

Adult

Maximum LVR

Female

Redraw

Medium

Benefits Of Using Our Car Loan Broker Service

Easy and Convenient

Whether you’re refinancing your owner occupied property or your investment property, there are a lot of stress and complications involved in mortgages and home loan financing. That’s where we come in. We help our clients with all their mortgage financing needs so that, they can enjoy the fun and excitement of owning real estate property knowing they’re in good hands. See the benefits of using our expert mortgage brokers for your home loan refinance.

1. Right Loan - Suitable to your financial situation and expectation.

2. Free Expert Advice - You don't miss out on any available deals or concessions.

3. Peace Of Mind - Knowing that an expert is looking out for the best deal for you.

4. Convenience - Our brokers will take care of the application till the loan is settled.  

5. Loan Range & Timely Funding - Get the loan amount you want in a timely manner.

6. Premium Service - Most importantly, we will come to you and organise the funding for you for free so that, you can enjoy the excitement of owning your real estate property.    

The Documents Required For Car Loan Approvals

Required documents for employees for a home loan

Documents For Employees

Identification

1. Drivers license copy

2. Passport bio-pages copy

Proof of Income & Savings

3. Two recent pay-slips from current employers

4. Salary account statement for the last 90 days

Proof of Expenses & Liabilities

5. Everyday account statements for the past 90 days

6. Any credit card statements for the last 90 days

7. Any car loan or personal loan statements for the last 90 days

 

 

*more documents might be required based on individual circumstances.

Required documents for self employed home buyers for a home Loan

Documents For Self-Employed

Identification

1. Drivers license copy

2. Passport bio-pages copy

 

Proof of Income & Savings

3. Business account statement for the last 90 days

4. Notice of Assessment (NOA) from ATO of the last two years

​​Proof of Expenses & Liabilities

5. Everyday account statements for the past 90 days

6. Any credit card statements for the last 90 days

7. Any car loan or personal loan statements for the last 90 days

 

*more documents might be required based on individual circumstances.

Required documents for a company for a home loan approval

Documents for Company

Identification

1. Drivers license copy of directors

2. Passport bio-pages copy of directors

Proof of Income & Savings

3. Company / business  account statement for the last 90 days

4. Notice of Assessment (NOA) from ATO for the last two years

Proof of Expenses & Liabilities

5. Business day to day account statements for the past 90 days

6. Any business finance statements for the last 90 days

7. Any business related asset finance (eg. car loan or equipment loan etc.) statements for the last 90 days

 

*more documents might be required based on individual circumstances.

Available Car Loan Options for you

Your Financing Options

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by mortgage choices doesn’t mean that, you should take whatever is offered to you first. Contact us for more information about different types of home loans and we’ll be happy to explain those options and help you find the one that suits your needs and preferences best.

Variable Rate Car Loan

The Right Loan for You

Refinance to a variable rate mortgage is very popular in Australia. Golden Key Mortgage & Finance finds its clients among the most competitive interest rate loans to refinance. We would be happy to discuss the details of the variable rate mortgage and customise it in order to suit your specific needs and financial situation. Are you wondering that if you have a good rate? Contact us to find out if you’re eligible, and whether this would be a good fit for your needs.

Fixed Rate Car Loan

A Brighter Future

It’s easy to get lost while navigating all the different types of loans available for home buying. The Fixed Rate home loan could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.

Chattel Mortgage for business car

Savvy Business Owners

We have been helping clients around Sydney area with their real estate investments. The Split Rate Mortgage is popular for some, but may not be appropriate for everyone. Call us to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. We will provide all the necessary information for you to make an educated decision so that you can relax knowing that, you made the best decision.

Brand New Car Loan

Smart Car buyers

You repay only the interest on the borrowed amount usually for the first one to five years of the loan, although some lenders offer longer terms. Your monthly repayments are lower because you’re not paying off the principal. At the end of the interest-only period, you begin to pay off both interest and principal. These loans are especially popular with investors who plan to pay off the principal when the property is sold, having achieved capital growth.

Low Doc Vehicle Loan

Loan for Self Employed

Low Doc home loans are designed for self-employed people who don’t have all the financial documents providing proof of income usually required to secure a home loan. The low-doc mortgage loan can be both variable and fixed rate home loan. Navigating a path through the mortgage maze can seem confusing – especially with so much document required by different lenders. Golden Key Mortgage brokers in Sydney will help you along the entire process.

Other Loan Services

Expert Car Loan Brokers

There are so many other types of home loans available in the market catering to different kinds of home loan borrowers. The following loans are very specific and suits borrowers with certain circumstances such as Construction Loans, Introductory Rate Loans, Bridging Loans, Line of Credit / Equity Line, Reverse Mortgage etc. Call a Golden Key Home Loan Broker in Sydney today and take the guess part, out of your mortgage financing plan.

Contact us for more details about the types of loans we offer our clients.