Compare Our Top 10 
 Home Loans

"We compare hundreds of home loan products from various banks and lenders in our panel"

Customers are happily surprised after comparing top 10 home loans with golden key mortgage brokers

Check out our top 10 home loan products for both owner-occupied and residential investment purposes. The list covers the home loan products based on the interest rate offerings and available LVR (loan to value ratio) with associated costs.


- Top 10 Owner Occupied Fixed Rate Home Loan

- Top 10 Owner Occupied Variable Rate Home Loan

- Top 10 Owner Occupied Interest Only Home Loan

- Top 10 Investment Fixed Rate Home Loan 

- Top 10 Investment Variable Rate Home Loan

- Top 10 Investment Interest Only  Home Loan

So What's Next?

Golden Key mortgage broker is in a meeting with a client

Meet our expert mortgage brokers

Call us or set up an appointment online instantly with one of our expert mortgage brokers and get the ball rolling from today!

Golden Key Mortgage Lending and Home Loan Application approved

Get a home loan


How to arrange all your docs necessary for the home loan and get a pre-approval, so you know exactly how much you can get.

Free property reports for australian properties

Find a property

you like

Check out the crucial aspects when searching for a property that will help you make a very informed decision like a pro.

Tips for home loan application and settlement

Final application & property settlement

Steps to take once you have found the property to finalise the finance and settlement so that there is no surprise! 

How we help our clients?

Easy and Convenient

See the benefits of using our expert mortgage brokers for your home loan.

1. Right Loan

We find the right home loan at a great rate from a wide range of home loan offers.

2. Free Expert Advice
You don't miss out on any available grants or concessions for your property financing.

3. Peace Of Mind
Knowing that a home loan expert is looking out for the best deal for you.

4. Convenience  
Our brokers will come to you & take care of the application until the home loan is settled.

5. Timely Funding 

Get the home loan amount you want in a timely manner without any stress.    

6. Premium Service 
Most importantly you will get a five-star mortgage broking service and advice for free.   

We can help...

Call 0468 702 672

Call us on 0468 702 672 or 0468 424 315 or 0430 362 226. We will answer all your queries instantly or ASAP.

Book appointment

Book an appointment online instantly and one of our expert mortgage brokers will be in touch with you regarding your finance.

Tools & Guides

Visit our office

Come and visit us at our office close to you. We have a number of offices and mobile mortgage brokers across Sydney.

Available Home Loan Options

Your Financing Options

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by mortgage choices doesn’t mean that, you should take whatever is offered to you first. Contact us for more information about different types of home loans and we’ll be happy to explain those options and help you find the one that suits your needs and preferences best.

Variable Rate Mortgage

The Right Loan for You

Refinance to a variable rate mortgage is very popular in Australia. Golden Key Mortgage & Finance finds its clients among the most competitive interest rate loans to refinance. We would be happy to discuss the details of the variable rate mortgage and customise it in order to suit your specific needs and financial situation. Are you wondering that if you have a good rate? Contact us to find out if you’re eligible, and whether this would be a good fit for your needs.

Fixed-Rate Mortgage

A Brighter Future

It’s easy to get lost while navigating all the different types of loans available for home buying. The Fixed Rate home loan could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.

Split Rate Mortgage

Prospective Property Owners

We have been helping clients around Sydney area with their real estate investments. The Split Rate Mortgage is popular for some, but may not be appropriate for everyone. Call us to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. We will provide all the necessary information for you to make an educated decision so that you can relax knowing that, you made the best decision.

Interest-only Mortgage

Savvy Property Investor

You repay only the interest on the borrowed amount usually for the first one to five years of the loan, although some lenders offer longer terms. Your monthly repayments are lower because you’re not paying off the principal. At the end of the interest-only period, you begin to pay off both interest and principal. These loans are especially popular with investors who plan to pay off the principal when the property is sold, having achieved capital growth.

Low Doc Mortgage loans

Loan for Self Employed

Low Doc home loans are designed for self-employed people who don’t have all the financial documents providing proof of income usually required to secure a home loan. The low-doc mortgage loan can be both variable and fixed rate home loan. Navigating a path through the mortgage maze can seem confusing – especially with so much document required by different lenders. Golden Key Mortgage brokers in Sydney will help you along the entire process.

Other Common Mortgage types

Seasoned Property Owners

There are so many other types of home loans available in the market catering to different kinds of home loan borrowers. The following loans are very specific and suits borrowers with certain circumstances such as Construction Loans, Introductory Rate Loans, Bridging Loans, Line of Credit / Equity Line, Reverse Mortgage etc. Call a Golden Key Home Loan Broker in Sydney today and take the guess part, out of your mortgage financing plan.

Contact us for more details about the types of loans we offer our clients.