Property Search Guide

& Free Property Reports

"Our Expert Mortgage Brokers Can Simplify The Home Loan Process For The First Home Buyers"

Are you looking for a complete comprehensive Property report for Free?

Our specialist mortgage brokers make sure that, you can take full benefit of any available grants and you don't miss out on any cost saving schemes offered by the governments to help new entrants and investors to the property market.

1. AMP Property Report

2. ANZ Free Property Report

3. NAB Property Insight & Free Report

4. Real Estate Property Info 

5. Domain Property Profile

Check out all the free property reports like a smart buyer

Steps to find your dream home or next investment property 

Supporting the first home buyers

Finding your first home is really exciting however can be challenging because at the end the property has to tick a lot of boxes to be your dream home or even an investment property which also has a commercial aspects to it. We have spoken to a few experienced sales agents and the following are their top tips on finding a property to live in or for investment purposes.  

1. Set your budget
2. Set your requirements right
3. Set your expectations right 
4. Set your usage or ownership time frame

 

Simply follow the steps with the crucial information handy described above will make your property search more systematic and fruitfull.   

 

1. Start search
2. Shortlist your preference
3. Get free reports and gather information
4. Get a pre-approval

5. Finalise the purchase 

What to look for when researching for your next potential property?

Easy and Convenient

See the most important factors when looking for your home or property.

1. Estimated Price

Find out how much the property might be worth based on recent comparable sales history and property reports.

2. Suburb Insight

 

Gather information on the suburb for median sales price, rental and demographic profile, median income, local population insight etc.   

3. Radious Search

 

Set a radious from a particular target area and look for comparable properties and get free reports for better understaning of different locations to buy your property. 

4. Amenities  

 

Make sure to check all the available amenities of hte property with your set must have amenities and features. 

5. Prestige Factor 

Every suburb or area has a intangible prestige preception. Usually the median income of the residents and the age of the suburbs are the determining factor of the future growth prospect.      

6. Future Scopes 

 

Most importantly based on the previous information and your research try to have an educated guess of the future scopes of the property and the area in general. Also the local council and the state government might have plan that can influence your property price.     

Property resarch perspective for different purposes

Property To Live in

Objective

1. To live in

2. To slowly renovate and improve the property

Most important factors

3. Suitable either for a small or large family

4. Adequate rooms and facilities are available

5. Close to certain areas for work, school, food etc.

6. Either in quiet location or close to shops, cbd etc.

 

What to avoid

7. Future improvement options are very limited

8. Properties that are not entirely safe without work

9. Property future scope is not suitable in the long run

Property for investment

Objective

1. To invest for capital gain

2. To slowly renovate and improve the property

 

Most important factors

3. Suitable either for a small or large family

4. Adequate rooms and facilities are available

5. Close to certain areas for work, school, food etc.

6. Either in quiet location or close to shops, cbd etc.

 

What to avoid

7. Future improvement options are very limited

8. Properties that are not entirely safe without work

9. Property future scope is not suitable in the long run

Property for rental

Objective

1. To invest for rental income and capital growth

2. To slowly renovate and improve the property

Most important factors

3. Suitable either for a small or large family

4. Adequate rooms and facilities are available

5. Close to certain areas for work, school, food etc.

6. Either in quiet location or close to shops, cbd etc.

 

What to avoid

7. Future improvement options are very limited

8. Properties that are not entirely safe without work

9. Property future scope is not suitable in the long run

Calculate your home loan repayment

Loan Amount

Loan Term

Interest Rate

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Repayment Frequency

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Repayment Amount

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Total Amount to be Paid

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Total Interest Payable

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Number of Repayments

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We can help...

Call 0468 702 672

Call us on 0468 702 672 or 0468 424 315 or 0430 362 226. We will answer all your queries instantly or ASAP.

Book appointment

Book an appointment online instantly and one of our expert mortgage brokers will be in touch with you regarding your finance.

Tools & Guides

Loan Repayment Calculator

Compare Loan Repayments

- Borrowing Power Calculator

- Benefits of a pre-approval first

Visit our office

Come and visit us at our office close you. We have a number of offices and mobile mortgage brokers across Sydney.

Available Home Loans For First Home Buyers 

Your Financing Options

When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by mortgage choices doesn’t mean you should take whatever is offered to you first. Contact us for more information about different types of mortgage loans and we’ll be happy to explain them and help you find one that suits your needs and preferences best.

Variable Rate Mortgage

The Right Loan for You

The variable rate mortgage is very popular in Australia. Golden Key Mortgage & Finance finds its clients among the most competitive interest rate loans in the real estate market. We would be happy to discuss the details of the variable rate mortgage and customise it in order to suit your specific needs and financial situation. Are you wondering that if you have a good rate? Contact us to find out if you’re eligible, and whether this would be a good fit for your needs.

Fixed Rate Mortgage

A Brighter Future

It’s easy to get lost while navigating all the different types of loans available for home buying. The Fixed Rate home loan could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.

Split Rate Mortgage

Prospective Property Owners

We have been helping clients around Sydney area with their real estate investments. The Split Rate Mortgage is popular for some, but may not be appropriate for everyone. Call us to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. We will provide all the necessary information for you to make an educated decision so that you can relax knowing that, you made the best decision.

Interest only Mortgage

Savvy Property Investor

You repay only the interest on the borrowed amount usually for the first one to five years of the loan, although some lenders offer longer terms. Your monthly repayments are lower because you’re not paying off the principal. At the end of the interest-only period, you begin to pay off both interest and principal. These loans are especially popular with investors who plan to pay off the principal when the property is sold, having achieved capital growth.

Low Doc Mortgage loans

Loan for Self Employed

Low Doc home loans are designed for self-employed people who don’t have all the financial documents providing proof of income usually required to secure a home loan. The low-doc mortgage loan can be both variable and fixed rate home loan. Navigating a path through the mortgage maze can seem confusing – especially with so much document required by different lenders. Golden Key Mortgage brokers in Sydney will help you along the entire process.

Other Common Mortgage Types

Seasoned Property Owners

There are so many other types of home loans available in the market catering to different kinds of home loan borrowers. The following loans are very specific and suits borrowers with certain circumstances such as Construction Loans, Introductory Rate Loans, Bridging Loans, Line of Credit / Equity Line, Reverse Mortgage etc. Call a Golden Key Home Loan Broker in Sydney today and take the guess part, out of your mortgage financing plan.

Contact us for more details about the types of loans we offer our clients.

Are you a first home buyer? ​Our Expert Mortgage Brokers Can Simplify The Home Loan Process For The First Home Buyers. Our first home buyer specialist mortgage brokers make sure that, you can take full benefit of any available government first-home-buyer grants and you don't miss out on any cost saving schemes offered by the state governments to help new entrants and investors to the property market.     Simply talk to us or book online for a premium mortgage broker service for free.

Mob: 0468 702 672,

0411 715 426, 0430 362 226

Main Office: Suite 16, 168-176 Haldon St, Lakemba - 2195, Sydney, NSW, Australia

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Goldenkey Property Pty Ltd, ACN 621 050 020.