Property Ongoing Cost
(Strata, Council) Calculator
Need a new home loan? We compare home loans from a panel of more than 20 home loan lenders including all the major banks.
Calculate your ongoing homeownership cost including home loan, local government fees, utility cost etc. This calculator is especially useful for someone trying to figure out how much their ongoing monthly costs are going to be based on the property value. Please be aware it is an indication only. Also, see our...
Property Ongoing Expense Calculator
Loan Interest Rate %
Property Related Costs
Council Fees Quarterly
Strata Cost Quarterly
Property Yearly Maintenance
Energy Cost Monthly
Water Cost Monthly
Gas Cost Monthly
Total Ongoing Costs
Monthly fees & Utility cost
Total Monthly Ongoing Cost
So What's Next?
Meet with an expert broker
Call us or set up an appointment online instantly with one of our expert mortgage brokers and get the ball rolling today!
Get a home loan
How to arrange all your docs necessary for the home loan and get a pre-approval, so you know exactly how much you can get.
Find a property
Check out the crucial aspects when searching for a property that will help you make a very informed decision like a pro.
Final Application & Property Settlement
Steps to take once you have found the property to finalise the finance and settlement so that there is no surprise!
Check out your property financing options
Self Managed Super Fund (SMSF) Loans
"Want to invest in properties using your Self-Managed Super Fund? Our expert brokers can help you with the entire process"
"Want to build your own home as an owner builder? Talk to us and find out if you can qualify to secure the fund for your construction"
We can help...
Available Home Loans
Your Financing Options
When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by mortgage choices doesn’t mean you should take whatever is offered to you first. Contact us for more information about different types of mortgage loans and we’ll be happy to explain them and help you find one that suits your needs and preferences.
Variable Rate Mortgage
The Right Loan for You
The variable rate mortgage is very popular in Australia. Golden Key Mortgage & Finance finds its clients among the most competitive interest rate loans in the real estate market. We would be happy to discuss the details of the variable rate mortgage and customize it in order to suit your specific needs and financial situation. Are you wondering that if you have a good rate? Contact us to find out if you’re eligible, and whether this would be a good fit for your needs.
Fixed Rate Mortgage
A Brighter Future
It’s easy to get lost while navigating all the different types of loans available for home buying. The Fixed Rate home loan could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact us now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
Split Rate Mortgage
Prospective Property Owners
We have been helping clients around Sydney area with their real estate investments. The Split Rate Mortgage is popular for some, but may not be appropriate for everyone. Call us to learn more about the implications and to find out whether this would be a good mortgage for your financing needs. We will provide all the necessary information for you to make an educated decision so that you can relax knowing that, you made the best decision.
Interest only Mortgage
Savvy Property Investor
You repay only the interest on the borrowed amount usually for the first one to five years of the loan, although some lenders offer longer terms. Your monthly repayments are lower because you’re not paying off the principal. At the end of the interest-only period, you begin to pay off both interest and principal. These loans are especially popular with investors who plan to pay off the principal when the property is sold, having achieved capital growth.
Low Doc Mortgage loans
Loan for Self Employed
Low Doc home loans are designed for self-employed people who don’t have all the financial documents providing proof of income usually required to secure a home loan. The low-doc mortgage loan can be both variable and fixed rate home loan. Navigating a path through the mortgage maze can seem confusing – especially with so much document required by different lenders. Golden Key Mortgage brokers in Sydney will help you along the entire process.
Other Common Mortgage types
Seasoned Property Owners
There are so many other types of home loans available in the market catering to different kinds of home loan borrowers. The following loans are very specific and suits borrowers with certain circumstances such as Construction Loans, Introductory Rate Loans, Bridging Loans, Line of Credit / Equity Line, Reverse Mortgage etc. Call a Golden Key Home Loan Broker in Sydney today and take the guess part, out of your mortgage financing plan.